Client Results - Healthcare
Beecher Carlson Saves
Small Provider Group over 40% in Premium Expense with its Specialized Expertise in Medical Excess of Loss
Five smaller provider organizations in eastern Massachusetts, each with fewer than 10,000 covered lives, purchased separate medical excess of loss insurance from a variety of health plans and commercial underwriters. These groups suffered from the high premium expense as well as average daily maximums that limited the amounts recoverable at less than amounts paid.Beecher Carlson used its managed care expertise, advanced analytics, and strong underwriter relationships to build an excess of loss insurance program that responded to the unique needs of these groups.
The results: today, these groups have saved over 40% in premium expense for commercial, Medicare, and Medicaid members while providing “amounts paid coverage” that eliminates the average daily maximums and other loss limits that reduce the claim reimbursements.
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