In Claims Management
& Consulting
Services Delivered - Employee Benefits
Beecher Carlson's
Benefit Consulting Services - Designed Around YOU
Program Design
- Formalize our client’s employee benefit plan objectives
- Analyze plan design, recommend changes to meet goals and objectives
- Compare program competitiveness with other employer’s plans
- Present new benefit plans and concepts for consideration
- Advise on industry consolidations, mergers, and acquisitions
- Review all contracts for possible gaps and omissions
Financial Services
- Monitor and report benefit plan experience
- Negotiate competitive renewals
- Review funding alternatives
- Market plans and price new benefits
- Prepare periodic or annual financial reports (where data is available)
- Present claims and utilization control design features
Program Development
- Conduct client education workshops
- Consult on program design
- Group health and welfare plan insurance (all lines of coverage)
- Voluntary payroll deduction coverage
- Section 125/cafeteria plans
Managed Health Care
- Assist in selecting alternative delivery systems (HMO, PPO, POS plans)
- Assist with coordination and communication of alternative plans
- Analyze and evaluate fee discount data/savings
Work-Life and Wellness Programs
- Design and marketing of Employee Assistance Programs (EAP) and Wellness programs
- Health risk appraisals
- Stress management
- Paid time-off program design
Employee Communications
- Edit employee booklets/Summary Plan Descriptions
- Review or prepare benefit employer/employee communication materials
- Prepare strategy for comprehensive employee communication
- Organize and assist with employee enrollment meetings
- Assist in the creation of presentation materials
Government Compliance
- Assist with mandated IRC nondiscrimination requirements
- Assist with ERISA reporting and disclosure requirements
- Assist with COBRA compliance
- Revise plans to comply with mandated benefits (e.g., FMLA, Mental Health Parity Act, HIPAA, Newborns’ and Mothers' Health Protection Act, Women’s Health and Cancer Rights Act), including other human resources-related issues
- Assist in the development of human resources policies and procedures as they relate to the benefits program
Executive Benefits
- Evaluate need and company’s philosophy
- Review options and create supplementary benefit programs
- Assist with presentation and implementation
- Provide ongoing monitoring and support
Other Services
- Provide marketing assistance
- Assist in resolving claim disputes
- Verify and process contracts and amendments
- Assist with eligibility problems and contract interpretation
- Review employer administrative procedures and make recommendations
- Assist in collective bargaining negotiations
- Manage the insurer in areas of cost control, timely service, claim issues
