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White Papers

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In the Industry

Beecher Carlson employs some of the top minds in the industry who have developed an informative and riveting collection of white papers. Take time to explore the library and contact us with questions. All white papers are in Adobe PDF format.

Turning Data into Dollars: How Advanced Analytics Can Reduce Insurance Costs for Hospitality Companies

Everyone associated with the lodging and hospitality industry is facing challenging times. Room demand, average daily rate, REVPAR, number of associates and growth are all trending down. Capital is difficult to acquire and profitability is limited. Owners, management companies
and franchisors are adjusting to this new world, taking advantage of the economic circumstances and modifying property and casualty insurance programs to reflect new limits, values and retentions which lead to reduced costs.
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Risk Management Predictive Analytics in a Nutshell

This paper outlines the innovative approach being taken by Beecher Carlson using a proprietary statistical model designed to amalgamate diverse data sources into a simple risk quantification, scoring and explanatory method.
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Human Relationship Failures: Understanding Your Exposures to Employment Litigation

If the adage 'employees are every company's greatest asset' holds true, doesn't it make sense for employers to make it a priority to provide them with a safe, congenial and productive work environment? If so, why are employment-related claims on the rise? And, why are there so many multi-million dollar settlements and verdicts in these cases?
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Taming the IPO-Potamus, Part II: Insuring the Risks of Initial Public Offerings

Part I of this series on Initial Public Offerings focused on the risks associated with going public. This paper focuses on the insurance that should be carefully considered to maximize protection for the directors, officers and corporate assets.
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Leaving Nothing to Chance: Employment Practice Liability in the Gaming Industry

Certain aspects of the gaming industry, such as the need to project an affluent, even glamorous image in order to keep guests of the casino entertained, sometimes can trigger charges of discrimination. This paper examines some of the lawsuits brought and settled on behalf of aggrieved employees and applicants by the Equal Employment Opportunity Comission (EEOC).
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A Terrorist Attack Could Cost You More Than You Think

A corporation's failure to identify its exposures and evaluate the impact of potential losses due to a terrorist attack could be disruptive to the continuity of its business leaving its Directors and Officers open to severe legal and public criticism.
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Taming the IPO-Potamus, Part I: Reining in the Risks of Initial Public Offerings

If you are a Director or Officer at a company considering an IPO, there are things you can and should be doing to prepare your company for public exhibiton.
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How to Lose a Director in Ten Days

This paper outlines the steps a prudent Director should take to stay protected in the face of heightened enforcement and investor scrunity.
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The War For Independents

It's a growing problem for businesses of all sizes: attracting and keeping talent in the Boardroom in an age of unprecendented litigation. Fortunately, the insurance industry is responding to the growing need in the D&O area. This paper addresses many of the concerns that independent directors and risk managers may face in tackling this emerging issue.
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