Claims Management & Consulting

Your advocate throughout the claims process

Risk management does not stop with the placement of your insurance program. It demands intensive, consistent, and ongoing attention. Comprehensive claims management and advocacy is essential to managing the cost of loss.

Beecher Carlson’s Claims Management Team of consultants helps you design, place, and monitor your claims management program. Our comprehensive management assists with all stages of your claims cycle.

Pre-loss

Upon appointment as your broker:

  • Review the language of your current claims insurance policy and make recommendations for possible revisions

Pre-renewal, we:

  • Consult with risk management department to discuss prior losses, and formulate a pre-loss plan for better claims handling both internally and with insurance carriers or designated warranted
  • Review and discuss with designated adjuster; present alternatives for consideration if warranted
  • Plan and attend designated adjuster oral presentations and assist in the Q&A of each firm; offer opinions and post-mortem discussions
  • Confirm designated adjuster; organize pre-loss meeting with underwriters, carrier senior claims personnel, and account adjusters to discuss business operations; and establish loss adjusting parameters and expectations

Post-loss

Within 24 hours:

  • Place carriers on notice and assign adjuster

Within one week:

  • Review and advise as to coverage and provide names of experts to assist in mitigation and preparation of claim

Within 30 days:

  • Assist in obtaining advance against policy proceeds

During the claim period:

  • Assist in the preparation and presentation of the claim; assist in review of expert reports prior to presentation; and assist in preparation of Proof of Loss and follow-up to ensure timely indemnity payments

During the policy period:

  • Maintain properly claims bordereau

 

Protect your assets and position your business for success. Allow us to be your advocate. Contact us today.